Live near the coast? Let’s get you the right coverage—fast and easy. In fact, we specialize in helping coastal residents feel confident and secure.

Protect Your Coastal Property with Confidence

In today’s world, peace of mind matters. As such, knowing your property is well-protected gives you lasting confidence. Having reliable insurance is essential. It protects your property and gives you peace of mind.

Why Choose Our Agency?

What We Cover

To start, we help protect all types of property. For example, we cover large buildings, apartments, homes, condos, and rentals.

See What Our Clients Say

Read our Google Reviews to see why clients trust us for coastal insurance coverage.

Explore Our Coverage Options

• Business and Building Coverage
• Homeowner and Rental Coverage

Coverage Categories

Business and Building Coverage

• Commercial Structure Insurance
  We cover offices, retail stores, and mixed-use buildings. In addition, our plans protect your space, what’s inside, and your income if business is interrupted. This helps you stay focused on running your business.
• Apartment Building Coverage
  If you own an apartment building, this plan helps with key protections. For example, it covers the structure, liability, and helps with managing your property. That way, you feel more secure as a landlord.

Homeowner and Rental Coverage

• Flood Insurance (NFIP & Private Market – Primary & Excess)
  To clarify, flood insurance can come from government or private providers. Either way, we help you understand your choices. That way, you’ll feel confident knowing your home is protected from water damage, both minor and major.
• Homeowners Insurance
  More importantly, this plan covers your home, your belongings, and other buildings like sheds and garages. Plus, if damage forces you to leave, we help with temporary living costs. This way, you stay protected during tough times.
• Landlord Insurance
  If you rent out a home, this plan helps protect your property. It also covers lost rent if damage forces tenants to move out. That helps you keep your finances steady when things go wrong.
• Condo Owners & Condo Landlord
  This plan works well for condo owners. It protects the inside and covers liability, whether you live there or rent it out. You also get peace of mind with flexible coverage for your space.
• Renter’s Insurance
  Generally, renters can use this to protect their personal items. For instance, it helps cover clothes, furniture, and electronics. That way, you’re covered in case of theft, fire, or other surprises.

Who We Work With

Why These Partners?

We work with trusted names in the insurance world. As a result, we’re able to offer a wide range of plans. So whether you’re covering a condo or a coastal home, there’s a partner ready to help.

Your Questions Answered

Common Coverage Concerns

Coverage & Options

Have questions? You’re not alone. In fact, many people have similar concerns. That’s why we’ve answered some of the most common ones below—so you can feel confident moving forward.

• What types of properties do you insure? – First of all, we insure homes, condos, rentals, apartments, and commercial buildings. Furthermore, this means we’ve got you covered no matter what kind of space you need to protect. Also, we tailor policies based on the type of property you own, so coverage is always the right fit.
• Do you offer flood insurance? – Absolutely. Yes, we offer both NFIP and private flood plans to protect your home. Moreover, we’ll walk you through each option so you can choose what’s best. In addition, we help you compare costs and benefits so you feel confident in your choice.

Getting Started with a Policy

• Can I get coverage in a coastal area? – Of course. Yes, we work with companies that focus on higher-risk coastal zones. As a result, you don’t need to worry if you live near water. In fact, we help many coastal homeowners stay protected year-round.
• How do I start my policy? – Simply put, click the button below or email us. Then, we’ll walk you through each step to get you covered fast. Additionally, we’re here to answer any questions along the way. For example, we can explain plan differences, provide quotes, and help with paperwork.

Our Trusted Insurance Partners

Benefits of Working with Multiple Providers

How to Compare Providers

National Carriers

To help you compare options, below is a list of top-rated insurance companies we work with. Because each one brings something different, you’ll find flexible coverage options that fit your needs.

Top Nationwide Providers

• Farmers Insurance – To begin with, Farmers offers a wide range of coverage options. Additionally, their team is known for fast, friendly support. Therefore, it’s a great pick if you want choices and personal help.
• Progressive – In addition, Progressive makes it easy to get started. Moreover, their prices are fair and their tools are simple to use. As a result, this is a great option for tech-savvy clients.

Specialty and Regional Providers

Additional Trusted Options

Flexible Plans for Unique Needs

• Occidental Fire & Casualty – Occidental helps with hard-to-insure homes. They’re great for coastal or unusual locations. That makes them ideal for risk-prone areas.
• Homeowners Insurance Co. of America – This company offers simple, budget-friendly plans. Even new buyers will find their coverage easy to understand.
• Universal Property & Casualty – This carrier protects homes in storm-heavy areas. Their coverage works well for wind and flood risks.
• Aegis – Aegis offers plans that fit tight budgets. They help landlords and owners in higher-risk zones.
• Travelers – Travelers is a trusted name with flexible options. It’s a smart choice for long-term protection.
• Safeco – Safeco helps you build a custom plan. They work well for homeowners, condo owners, and renters.

Great for Bundling

• National General – This company makes it easy to bundle home and auto. They’re helpful in high-risk areas too.

Custom High-Value Protection

• AuGold – AuGold offers plans for high-end homes and rental needs. They’re perfect for people who need extra protection.

Landlord-Friendly Digital Experience

• Steadily – To illustrate, Steadily helps landlords with digital tools. Consequently, it’s a great pick if you manage several rental properties.